Mandated benefits (also known as “mandated health insurance benefits” and “mandates”) are benefits that are required to cover the treatment of specific health conditions, certain types of healthcare providers, and some categories of dependents, such as children placed for adoption.A number of health care benefits are mandated by either state law, federal law — or in some cases — both.

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The mandate laws differ from state to state and even for the same mandate, the rules and regulations may vary.

For example, most states mandate coverage for chiropractors, but the number of allowed visits may vary from state to state.

Additionally, the lack of mandates could also the cost of healthcare and health insurance premiums.

If someone who has a medical problem goes without necessary health care because it is not covered by her insurance, she may become sicker and need more expensive services in the future.

Between the federal government and the states, there are thousands of health insurance mandates.

Although mandates continue to be added as health insurance requirements, they are controversial.

COBRA continuation coverage COBRA provides certain former employees and their dependents the right to continue coverage for a maximum of 18 to 36 months.

Coverage of adoptive children Certain health plans must provide coverage to children placed with families for adoption under the same conditions that apply to natural children, whether the adoption has become final or not.

Patient advocates claim that mandates help to ensure adequate health insurance protection while others (especially health insurance companies) complain that mandates increase the cost of healthcare and health insurance.